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<title>小凱的惡搞日記-⊕基金理財相關</title>
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			        三商美邦人壽  &nbsp;2008今周刊（596期）  　》未上市公司100強排名第18名，（前一年為第54名）。  　》三商美邦人壽2007年EPS為7.72元，(前一年EPS為4.63元)，成長率達66.74%。&nbsp;    2008業績成長  　》新契約保費收入276.59億、成長率12.09%。  　》總保費收入達790.44億、成長率10.58%。  &nbsp;  2009天下雜誌（421期）  　》100大金融業營收排名第9名 &nbsp;&nbsp;&nbsp; 》100大金融業稅後純益排名第17名 &nbsp;&nbsp;&nbsp; 》100大金融業股東權益報酬率排名第5名&nbsp;    2009 Massachusetts Mutual Life Insurance  &nbsp;  國際評級機構評鑑(Mar.17,2009)  　》Standard &amp; Poor's(標準普爾)&nbsp; AAA（Extremely Strong）  　》Fitch Ratings(惠譽)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; AAA（Exceptionally Strong）  　》Moody's(穆迪)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Aa1 （Excellent）  　》A.M.Best Company（貝氏）&nbsp; A++（Superior）  &nbsp;  Fortune雜誌評鑑  &nbsp;&nbsp; 》全美500大企業排名第135名  &nbsp; 》美國最值得稱讚的公司之一  &nbsp;  &nbsp;  
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font-family: Verdana; color: #666666"></span></p>  <strong><span style="font-size: 9pt; font-family: Verdana; color: black"><br /></span></strong><p>&nbsp;</p><p class="MsoNormal"><strong><span style="font-size: 9pt; font-family: Verdana; color: black">2008</span></strong><strong><span style="font-size: 9pt; font-family: 新細明體; color: black">今周刊（</span></strong><strong><span style="font-size: 9pt; font-family: Verdana; color: black">596</span></strong><strong><span style="font-size: 9pt; font-family: 新細明體; color: black">期）</span></strong><strong><span style="font-size: 9pt; font-family: Verdana; color: black"></span></strong></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: 新細明體; color: black">　》未上市公司</span><span style="font-size: 10pt; font-family: Arial; color: black">100</span><span style="font-size: 10pt; font-family: 新細明體; color: black">強排名第</span><span style="font-size: 10pt; font-family: Arial; color: black">18</span><span style="font-size: 10pt; font-family: 新細明體; color: black">名，（前一年為第</span><span style="font-size: 10pt; font-family: Arial; color: black">54</span><span style="font-size: 10pt; font-family: 新細明體; color: black">名）。</span><span style="font-size: 10pt; font-family: Arial; color: black"></span></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: 新細明體; color: black">　》三商美邦人壽</span><span style="font-size: 10pt; font-family: Arial; color: black">2007</span><span style="font-size: 10pt; font-family: 新細明體; color: black">年</span><span style="font-size: 10pt; font-family: Arial; color: black">EPS</span><span style="font-size: 10pt; font-family: 新細明體; color: black">為</span><span style="font-size: 10pt; font-family: Arial; color: black">7.72</span><span style="font-size: 10pt; font-family: 新細明體; color: black">元，</span><span style="font-size: 10pt; font-family: Arial; color: black">(</span><span style="font-size: 10pt; font-family: 新細明體; color: black">前一年</span><span style="font-size: 10pt; font-family: Arial; color: black">EPS</span><span style="font-size: 10pt; font-family: 新細明體; color: black">為</span><span style="font-size: 10pt; font-family: Arial; color: black">4.63</span><span style="font-size: 10pt; font-family: 新細明體; color: black">元</span><span style="font-size: 10pt; font-family: Arial; color: black">)</span><span style="font-size: 10pt; font-family: 新細明體; color: black">，成長率達</span><span style="font-size: 10pt; font-family: Arial; color: black">66.74%</span><span style="font-size: 10pt; font-family: 新細明體; color: black">。</span></p><p class="MsoNormal">&nbsp;</p><p class="MsoNormal"><!--[if gte mso 9]><xml>  <w:WordDocument>   <w:View>Normal</w:View>   <w:Zoom>0</w:Zoom>   <w:PunctuationKerning/>   <w:DisplayHorizontalDrawingGridEvery>0</w:DisplayHorizontalDrawingGridEvery>   <w:DisplayVerticalDrawingGridEvery>2</w:DisplayVerticalDrawingGridEvery>   <w:ValidateAgainstSchemas/>   <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>   <w:IgnoreMixedContent>false</w:IgnoreMixedContent>   <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>   <w:Compatibility>    <w:SpaceForUL/>    <w:BalanceSingleByteDoubleByteWidth/>    <w:DoNotLeaveBackslashAlone/>    <w:ULTrailSpace/>    <w:DoNotExpandShiftReturn/>    <w:AdjustLineHeightInTable/>    <w:BreakWrappedTables/>    <w:SnapToGridInCell/>    <w:WrapTextWithPunct/>    <w:UseAsianBreakRules/>    <w:DontGrowAutofit/>    <w:UseFELayout/>   </w:Compatibility>   <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel>  </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml>  <w:LatentStyles DefLockedState="false" LatentStyleCount="156">  </w:LatentStyles> </xml><![endif]--> <!--  /* Font Definitions */  @font-face 	{font-family:新細明體; 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font-family: 新細明體; color: black">業績成長</span></strong><strong><span style="font-size: 9pt; font-family: Verdana; color: black"></span></strong></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: 新細明體; color: black">　》新契約保費收入</span><span style="font-size: 10pt; font-family: Arial; color: black">276.59</span><span style="font-size: 10pt; font-family: 新細明體; color: black">億、成長率</span><span style="font-size: 10pt; font-family: Arial; color: black">12.09%</span><span style="font-size: 10pt; font-family: 新細明體; color: black">。</span><span style="font-size: 10pt; font-family: Arial; color: black"></span></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: 新細明體; color: black">　》總保費收入達</span><span style="font-size: 10pt; font-family: Arial; color: black">790.44</span><span style="font-size: 10pt; font-family: 新細明體; color: black">億、成長率</span><span style="font-size: 10pt; font-family: Arial; color: black">10.58%</span><span style="font-size: 10pt; font-family: 新細明體; color: black">。</span><span style="font-size: 10pt; font-family: Arial; color: black"></span></p>  <p class="MsoNormal"><strong><span style="font-size: 9pt; font-family: Verdana; color: black">&nbsp;</span></strong></p>  <p class="MsoNormal"><strong><span style="font-size: 9pt; font-family: Verdana; color: black">2009</span></strong><strong><span style="font-size: 9pt; font-family: 新細明體; color: black">天下雜誌（</span></strong><strong><span style="font-size: 9pt; font-family: Verdana; color: black">421</span></strong><strong><span style="font-size: 9pt; font-family: 新細明體; color: black">期）</span></strong><strong><span style="font-size: 9pt; font-family: Verdana; color: black"></span></strong></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: 新細明體; color: black">　》</span><span style="font-size: 10pt; font-family: Arial; color: black">100</span><span style="font-size: 10pt; font-family: 新細明體; color: black">大金融業營收排名第</span><span style="font-size: 10pt; font-family: Arial; color: black">9</span><span style="font-size: 10pt; font-family: 新細明體; color: black">名</span><span style="font-size: 10pt; font-family: Arial; color: black"><br /> &nbsp;&nbsp;&nbsp; </span><span style="font-size: 10pt; font-family: 新細明體; color: black">》</span><span style="font-size: 10pt; font-family: Arial; color: black">100</span><span style="font-size: 10pt; font-family: 新細明體; color: black">大金融業稅後純益排名第</span><span style="font-size: 10pt; font-family: Arial; color: black">17</span><span style="font-size: 10pt; font-family: 新細明體; color: black">名</span><span style="font-size: 10pt; font-family: Arial; color: black"><br /> &nbsp;&nbsp;&nbsp; </span><span style="font-size: 10pt; font-family: 新細明體; color: black">》</span><span style="font-size: 10pt; font-family: Arial; color: black">100</span><span style="font-size: 10pt; font-family: 新細明體; color: black">大金融業股東權益報酬率排名第</span><span style="font-size: 10pt; font-family: Arial; color: black">5</span><span style="font-size: 10pt; font-family: 新細明體; color: black">名</span></p><p class="MsoNormal">&nbsp;</p><p class="MsoNormal"><!--[if gte mso 9]><xml>  <w:WordDocument>   <w:View>Normal</w:View>   <w:Zoom>0</w:Zoom>   <w:PunctuationKerning/>   <w:DisplayHorizontalDrawingGridEvery>0</w:DisplayHorizontalDrawingGridEvery>   <w:DisplayVerticalDrawingGridEvery>2</w:DisplayVerticalDrawingGridEvery>   <w:ValidateAgainstSchemas/>   <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>   <w:IgnoreMixedContent>false</w:IgnoreMixedContent>   <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>   <w:Compatibility>    <w:SpaceForUL/>    <w:BalanceSingleByteDoubleByteWidth/>    <w:DoNotLeaveBackslashAlone/>    <w:ULTrailSpace/>    <w:DoNotExpandShiftReturn/>    <w:AdjustLineHeightInTable/>    <w:BreakWrappedTables/>    <w:SnapToGridInCell/>    <w:WrapTextWithPunct/>    <w:UseAsianBreakRules/>    <w:DontGrowAutofit/>    <w:UseFELayout/>   </w:Compatibility>   <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel>  </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml>  <w:LatentStyles DefLockedState="false" LatentStyleCount="156">  </w:LatentStyles> </xml><![endif]--> <!--  /* Font Definitions */  @font-face 	{font-family:新細明體; 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	margin:72.0pt 90.0pt 72.0pt 90.0pt; 	mso-header-margin:36.0pt; 	mso-footer-margin:36.0pt; 	mso-paper-source:0;} div.Section1 	{page:Section1;} --> <!--[if gte mso 10]> <style>  /* Style Definitions */  table.MsoNormalTable 	{mso-style-name:表格內文; 	mso-tstyle-rowband-size:0; 	mso-tstyle-colband-size:0; 	mso-style-noshow:yes; 	mso-style-parent:""; 	mso-padding-alt:0cm 5.4pt 0cm 5.4pt; 	mso-para-margin:0cm; 	mso-para-margin-bottom:.0001pt; 	mso-pagination:widow-orphan; 	font-size:10.0pt; 	font-family:"Times New Roman"; 	mso-fareast-font-family:"Times New Roman"; 	mso-ansi-language:#0400; 	mso-fareast-language:#0400; 	mso-bidi-language:#0400;} </style> <![endif]-->  </p><p class="MsoNormal"><strong><u><span style="font-family: Arial; color: #ff6600">2009 Massachusetts Mutual Life Insurance</span></u></strong></p>  <p class="MsoNormal"><strong><span style="font-size: 10pt; font-family: Arial; color: black">&nbsp;</span></strong></p>  <p class="MsoNormal"><strong><span style="font-size: 10pt; font-family: 新細明體; color: black">國際評級機構評鑑</span></strong><strong><span style="font-size: 10pt; font-family: Arial; color: black">(Mar.17,2009)</span></strong></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: 新細明體; color: black">　》</span><span style="font-size: 10pt; font-family: Arial; color: black">Standard &amp; Poor's(</span><span style="font-size: 10pt; font-family: 新細明體; color: black">標準普爾</span><span style="font-size: 10pt; font-family: Arial; color: black">)<span>&nbsp; </span>AAA</span><span style="font-size: 10pt; font-family: 新細明體; color: black">（</span><span style="font-size: 10pt; font-family: Arial; color: black">Extremely Strong</span><span style="font-size: 10pt; font-family: 新細明體; color: black">）</span><span style="font-size: 10pt; font-family: Arial; color: black"></span></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: 新細明體; color: black">　》</span><span style="font-size: 10pt; font-family: Arial; color: black">Fitch Ratings(</span><span style="font-size: 10pt; font-family: 新細明體; color: black">惠譽</span><span style="font-size: 10pt; font-family: Arial; color: black">)<span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>AAA</span><span style="font-size: 10pt; font-family: 新細明體; color: black">（</span><span style="font-size: 10pt; font-family: Arial; color: black">Exceptionally Strong</span><span style="font-size: 10pt; font-family: 新細明體; color: black">）</span><span style="font-size: 10pt; font-family: Arial; color: black"></span></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: 新細明體; color: black">　》</span><span style="font-size: 10pt; font-family: Arial; color: black">Moody's(</span><span style="font-size: 10pt; font-family: 新細明體; color: black">穆迪</span><span style="font-size: 10pt; font-family: Arial; color: black">)<span>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>Aa1 </span><span style="font-size: 10pt; font-family: 新細明體; color: black">（</span><span style="font-size: 10pt; font-family: Arial; color: black">Excellent</span><span style="font-size: 10pt; font-family: 新細明體; color: black">）</span><span style="font-size: 10pt; font-family: Arial; color: black"></span></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: 新細明體; color: black">　》</span><span style="font-size: 10pt; font-family: Arial; color: black">A.M.Best Company</span><span style="font-size: 10pt; font-family: 新細明體; color: black">（貝氏）</span><span style="font-size: 10pt; font-family: Arial; color: black"><span>&nbsp; </span>A++</span><span style="font-size: 10pt; font-family: 新細明體; color: black">（</span><span style="font-size: 10pt; font-family: Arial; color: black">Superior</span><span style="font-size: 10pt; font-family: 新細明體; color: black">）</span><span style="font-size: 10pt; font-family: Arial; color: black"></span></p>  <p class="MsoNormal"><strong><span style="font-size: 10pt; font-family: Arial; color: black">&nbsp;</span></strong></p>  <p class="MsoNormal"><strong><span style="font-size: 10pt; font-family: Arial; color: black">Fortune</span></strong><strong><span style="font-size: 10pt; font-family: 新細明體; color: black">雜誌評鑑</span></strong><strong><span style="font-size: 10pt; font-family: Arial; color: black"></span></strong></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial; color: black">&nbsp;&nbsp; </span><span style="font-size: 10pt; font-family: 新細明體; color: black">》全美</span><span style="font-size: 10pt; font-family: Arial; color: black">500</span><span style="font-size: 10pt; font-family: 新細明體; color: black">大企業排名第</span><span style="font-size: 10pt; font-family: Arial; color: black">135</span><span style="font-size: 10pt; font-family: 新細明體; color: black">名</span><span style="font-size: 10pt; font-family: Arial; color: black"></span></p>  <p class="MsoNormal"><span style="font-size: 10pt; font-family: Arial; color: black"><span>&nbsp; </span></span><span style="font-size: 10pt; font-family: 新細明體; color: black">》美國最值得稱讚的公司之一</span><span style="font-size: 10pt; font-family: Arial; color: black"></span></p>  <br /><span style="font-family: 新細明體; color: #666666"></span><p>&nbsp;</p>  <br /><span style="font-size: 10pt; font-family: Arial; color: black"></span><p>&nbsp;</p>  
		
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	<category>⊕基金理財相關</category>
	<pubDate>Tue, 02 Jun 2009 17:49:53 +0800</pubDate>
</item>
<item>
	<title>~~有關基金手續費~~</title>
	<description><![CDATA[
			這是小凱在知識+看到的文章，提供給大家做參考~~&nbsp;在銀行投資金額， 在買進賣出過程中， 會扣除手續費用( 1.5% ~ 3%不等比例 )。以長期投資來看，投資到後面，本金累積愈來愈多，如果你的本金累積到後來，可能有2、3百萬，當您在買賣時是以您的本金去收取1.5%~3%的手續費，所以是很驚人的！以200萬來說，2%的手續費就為60000元。*在保險公司~也是要收取手續費等相關費用，但是以長期投資來說是比銀行少的很多!因此長期投資比較建議在保險公司買基金！
		]]>
	</description>
	<content:encoded><![CDATA[
			<p>這是小凱在知識+看到的文章，提供給大家做參考~~&nbsp;</p><p>在銀行投資金額， 在買進賣出過程中， 會扣除手續費用( 1.5% ~ 3%不等比例 )。以長期投資來看，投資到後面，本金累積愈來愈多，如果你的本金累積到後來，可能有2、3百萬，當您在買賣時是以您的本金去收取1.5%~3%的手續費，所以是很驚人的！以200萬來說，2%的手續費就為60000元。</p><p>*在保險公司~也是要收取手續費等相關費用，但是以長期投資來說是比銀行少的很多!因此長期投資比較建議在保險公司買基金！</p>
		<a class="acontinues" href="http://blog.roodo.com/kuso99/archives/4307833.html">(繼續閱讀...)</a>
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	<guid>http://blog.roodo.com/kuso99/archives/4307833.html</guid>
	<category>⊕基金理財相關</category>
	<pubDate>Mon, 15 Oct 2007 14:40:08 +0800</pubDate>
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