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<title>&lt;font size=&quot;5&quot; color=&quot;#ff0000&quot;&gt;人生與金融觀念交換中心&lt;/font&gt;-社會觀察</title>
<link>http://blog.roodo.com/kmjohn/archives/cat_512919.html</link>
<description>人生要快樂，經濟必先自由，於是金融決策就佔重要的地位本部落格提供正確的觀念，讓一般大眾多一個思考空間</description>
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<item>
	<title>哀、哀、哀</title>
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			  哀、哀、哀    8/7風災帶來南部重創我的觀察如下：  &nbsp;  1哀氣象局預測不準  2哀中央資訊來源不全  3哀多頭馬車整合不力  4哀政府救災速度太慢  5哀阿九無能沒有決策能力  
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	mso-tstyle-rowband-size:0; 	mso-tstyle-colband-size:0; 	mso-style-noshow:yes; 	mso-style-parent:""; 	mso-padding-alt:0cm 5.4pt 0cm 5.4pt; 	mso-para-margin:0cm; 	mso-para-margin-bottom:.0001pt; 	mso-pagination:widow-orphan; 	font-size:10.0pt; 	font-family:"Times New Roman"; 	mso-fareast-font-family:"Times New Roman"; 	mso-ansi-language:#0400; 	mso-fareast-language:#0400; 	mso-bidi-language:#0400;} </style> <![endif]--><span style="font-size: 24pt; font-family: 新細明體">哀、哀、哀</span><br /></div><div style="text-align: center"><img src="http://i301.photobucket.com/albums/nn41/kmjohn1227/20090816/010337_911917828.jpg" alt="" width="500" height="334" /></div><br /><!--[if gte mso 9]><xml>  <w:WordDocument>   <w:View>Normal</w:View>   <w:Zoom>0</w:Zoom>   <w:PunctuationKerning/>   <w:DisplayHorizontalDrawingGridEvery>0</w:DisplayHorizontalDrawingGridEvery>   <w:DisplayVerticalDrawingGridEvery>2</w:DisplayVerticalDrawingGridEvery>   <w:ValidateAgainstSchemas/>   <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>   <w:IgnoreMixedContent>false</w:IgnoreMixedContent>   <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>   <w:Compatibility>    <w:SpaceForUL/>    <w:BalanceSingleByteDoubleByteWidth/>    <w:DoNotLeaveBackslashAlone/>    <w:ULTrailSpace/>    <w:DoNotExpandShiftReturn/>    <w:AdjustLineHeightInTable/>    <w:BreakWrappedTables/>    <w:SnapToGridInCell/>    <w:WrapTextWithPunct/>    <w:UseAsianBreakRules/>    <w:DontGrowAutofit/>    <w:UseFELayout/>   </w:Compatibility>   <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel>  </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml>  <w:LatentStyles DefLockedState="false" LatentStyleCount="156">  </w:LatentStyles> </xml><![endif]--> <!--  /* Font Definitions */  @font-face 	{font-family:新細明體; 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	mso-tstyle-rowband-size:0; 	mso-tstyle-colband-size:0; 	mso-style-noshow:yes; 	mso-style-parent:""; 	mso-padding-alt:0cm 5.4pt 0cm 5.4pt; 	mso-para-margin:0cm; 	mso-para-margin-bottom:.0001pt; 	mso-pagination:widow-orphan; 	font-size:10.0pt; 	font-family:"Times New Roman"; 	mso-fareast-font-family:"Times New Roman"; 	mso-ansi-language:#0400; 	mso-fareast-language:#0400; 	mso-bidi-language:#0400;} </style> <![endif]-->  <p class="MsoNormal" align="center"><strong><span style="font-size: 20pt">8/7</span></strong><strong><span style="font-size: 20pt; font-family: 新細明體">風災帶來南部重創我的觀察如下</span></strong><span style="font-size: 14pt; font-family: 新細明體">：</span><span style="font-size: 14pt"></span></p><div align="center">  </div><p class="MsoNormal" align="center"><span style="font-size: 14pt">&nbsp;</span></p><div align="center">  </div><p class="MsoNormal" align="center"><span style="font-size: 18pt">1</span><span style="font-size: 18pt; font-family: 新細明體">哀氣象局預測不準</span><span style="font-size: 18pt"></span></p><div align="center">  </div><p class="MsoNormal" align="center"><span style="font-size: 18pt">2</span><span style="font-size: 18pt; font-family: 新細明體">哀中央資訊來源不全</span><span style="font-size: 18pt"></span></p><div align="center">  </div><p class="MsoNormal" align="center"><span style="font-size: 18pt">3</span><span style="font-size: 18pt; font-family: 新細明體">哀多頭馬車整合不力</span><span style="font-size: 18pt"></span></p><div align="center">  </div><p class="MsoNormal" align="center"><span style="font-size: 18pt">4</span><span style="font-size: 18pt; font-family: 新細明體">哀政府救災速度太慢</span><span style="font-size: 18pt"></span></p><div align="center">  </div><p class="MsoNormal" align="center"><span style="font-size: 18pt">5</span><strong><span style="font-size: 18pt; font-family: 新細明體; color: red">哀阿九無能沒有決策能力</span></strong><span style="font-size: 18pt"></span></p>  
		
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	<category>社會觀察</category>
	<pubDate>Sun, 16 Aug 2009 10:19:48 +0800</pubDate>
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<item>
	<title>神豬阿！神豬阿！台灣將變成神豬</title>
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			      神豬阿！神豬阿！台灣將變成神豬 近日在我看香港這幾年的經濟發展結構，完全靠中國大陸的鼻息過生活，例如陸客自由行、港股直通車、CEPA等等。我看大陸與台灣發展跟香港很相像，如果不注意很快要變成神豬，人家餵你就胖嘟嘟，要殺你已經跑不動，任人刮殺。&nbsp;  &nbsp;  
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		<a class="acontinues" href="http://blog.roodo.com/kmjohn/archives/9112409.html">(繼續閱讀...)</a>
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	<guid>http://blog.roodo.com/kmjohn/archives/9112409.html</guid>
	<category>社會觀察</category>
	<pubDate>Sun, 31 May 2009 10:45:08 +0800</pubDate>
</item>
<item>
	<title>台灣經濟的格局</title>
	<description><![CDATA[
			    台灣經濟的格局    台灣的處境  經濟學人每周對全球包括美國、日本、中國等55個國家公布的經濟報告，依工業生產來看，台灣受創情況最嚴重，到去年第四季工業生產與前年同期相比，大跌62%。台灣經濟高度倚賴外銷出口，受到全球市場需求大幅萎縮，到今年元月的前12個月外銷出口大減44%。台灣的競爭力因台灣匯兌強勁也受到影響，自2008年初起，台幣對韓元升值超過40%。其中台灣外銷到中國的商品大跌59%，大部分是電子零件。台灣有消費能力的民眾都搬離台灣，過去八年約有100萬名台灣企業主管搬到中國經營工廠。台灣的內需如何有效的增多？  
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	mso-tstyle-rowband-size:0; 	mso-tstyle-colband-size:0; 	mso-style-noshow:yes; 	mso-style-parent:""; 	mso-padding-alt:0cm 5.4pt 0cm 5.4pt; 	mso-para-margin:0cm; 	mso-para-margin-bottom:.0001pt; 	mso-pagination:widow-orphan; 	font-size:10.0pt; 	font-family:"Times New Roman"; 	mso-ansi-language:#0400; 	mso-fareast-language:#0400; 	mso-bidi-language:#0400;} </style> <![endif]-->  <p style="text-align: center" class="MsoNormal" align="center"><strong><span style="font-size: 20pt; font-family: 新細明體">台灣經濟的格局</span></strong></p><p style="text-align: center" class="MsoNormal" align="center"><img src="http://i301.photobucket.com/albums/nn41/kmjohn1227/20090218/001.gif" alt="" width="500" height="360" /></p><!--[if gte mso 9]><xml>  <w:WordDocument>   <w:View>Normal</w:View>   <w:Zoom>0</w:Zoom>   <w:PunctuationKerning/>   <w:DisplayHorizontalDrawingGridEvery>0</w:DisplayHorizontalDrawingGridEvery>   <w:DisplayVerticalDrawingGridEvery>2</w:DisplayVerticalDrawingGridEvery>   <w:ValidateAgainstSchemas/>   <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>   <w:IgnoreMixedContent>false</w:IgnoreMixedContent>   <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>   <w:Compatibility>    <w:SpaceForUL/>    <w:BalanceSingleByteDoubleByteWidth/>    <w:DoNotLeaveBackslashAlone/>    <w:ULTrailSpace/>    <w:DoNotExpandShiftReturn/>    <w:AdjustLineHeightInTable/>    <w:BreakWrappedTables/>    <w:SnapToGridInCell/>    <w:WrapTextWithPunct/>    <w:UseAsianBreakRules/>    <w:DontGrowAutofit/>    <w:UseFELayout/>   </w:Compatibility>   <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel>  </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml>  <w:LatentStyles DefLockedState="false" LatentStyleCount="156">  </w:LatentStyles> </xml><![endif]--> <!--  /* Font Definitions */  @font-face 	{font-family:新細明體; 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	mso-tstyle-rowband-size:0; 	mso-tstyle-colband-size:0; 	mso-style-noshow:yes; 	mso-style-parent:""; 	mso-padding-alt:0cm 5.4pt 0cm 5.4pt; 	mso-para-margin:0cm; 	mso-para-margin-bottom:.0001pt; 	mso-pagination:widow-orphan; 	font-size:10.0pt; 	font-family:"Times New Roman"; 	mso-ansi-language:#0400; 	mso-fareast-language:#0400; 	mso-bidi-language:#0400;} </style> <![endif]-->  <p class="MsoNormal"><strong><span style="font-family: 新細明體">台灣的處境</span></strong></p>  <p class="MsoNormal"><span style="font-family: 新細明體">經濟學人每周對全球包括美國、日本、中國等<span>55</span>個國家公布的經濟報告，依工業生產來看，台灣受創情況最嚴重，到去年第四季工業生產與前年同期相比，大跌<span>62%</span>。台灣經濟高度倚賴外銷出口，受到全球市場需求大幅萎縮，到今年元月的前<span>12</span>個月外銷出口大減<span>44%</span>。台灣的競爭力因台灣匯兌強勁也受到影響，自<span>2008</span>年初起，台幣對韓元升值超過<span>40%</span>。其中台灣外銷到中國的商品大跌<span>59%</span>，大部分是電子零件。台灣有消費能力的民眾都搬離台灣，過去八年約有<span>100</span>萬名台灣企業主管搬到中國經營工廠。台灣的內需如何有效的增多？</span></p><p class="MsoNormal"><span style="font-family: 新細明體"></span></p>  
		<a class="acontinues" href="http://blog.roodo.com/kmjohn/archives/8333519.html">(繼續閱讀...)</a>
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	<guid>http://blog.roodo.com/kmjohn/archives/8333519.html</guid>
	<category>社會觀察</category>
	<pubDate>Wed, 18 Feb 2009 09:44:36 +0800</pubDate>
</item>
<item>
	<title>經濟數據 VS 富貴金佛</title>
	<description><![CDATA[
			經濟數據VS富貴金佛日前從媒體的知馬二兵去禮佛，以下是根據媒體報導：據悉，馬劉團隊上任四個多月，不知道為何就是「風不調雨不順」，推動擴大內需卻遇上天災人禍，端出陸客來台卻碰上毒奶事件，提振景氣方案做不停，國際金融海嘯卻波濤洶湧。行政院官員質疑，「會不會是劉揆中元普度沒拜拜才這樣？」眼見民調直直落，府院人士私下建議馬蕭劉，儘管不涉及宗教信仰，還是要為全民祈福。   &nbsp;&nbsp;&nbsp;&nbsp;　府院人士透露，其實早在半個月前，天上聖母曾託人傳達訊息，「馬政府只要撐過這三個月，年底後就會撥雲見日。」他指出，主要在於二○○八 年對馬劉來說流年較差，福國利民政策不容易短期浮現效果，但只要行得正，上天自然會保佑，「現在民調低、媒體罵，只是黎明前的黑暗。」根據上述報導我有幾個問題想跟各為看官思考思考？ 禮佛後真的三個月後會好嗎？還是要看經濟數據的變化？禮佛只是給人民口號，安定人心？國慶文告有說明要如何渡過金融風暴嗎？ 或禮佛只在掩人耳目，他已無方法來改善經濟？請問人民生活要如何過下去？...
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			<div align="center"><font size="6"><strong>經濟數據VS富貴金佛</strong></font><br /><br /></div><div style="text-align: center"><img src="http://i301.photobucket.com/albums/nn41/kmjohn1227/20081010/ap_F23_20081006085021494.jpg" alt="" width="336" height="448" /></div><br />日前從媒體的知馬二兵去禮佛，以下是根據媒體報導：<br /><p class="MsoNormal"><span style="font-family: 新細明體; color: black">據悉，馬劉團隊上任四個多月，不知道為何就是「風不調雨不順」，推動擴大內需卻遇上天災人禍，端出陸客來台卻碰上毒奶事件，提振景氣方案做不停，<span><a href="http://www.contentinside.net/redirkey.aspx?wid=1&amp;kw=%u570B%u969B" target="_blank" title="搜尋這個關鍵字的相關內容"><span style="color: black"><span>國際</span></span></a><a href="http://www.contentinside.net/redirkey.aspx?wid=1&amp;kw=%u91D1%u878D" target="_blank" title="搜尋這個關鍵字的相關內容"><span style="color: black"><span>金融</span></span></a></span>海嘯卻波濤洶湧。行政院官員質疑，「</span><span style="font-family: 新細明體; color: red">會不會是劉揆中元普度沒拜拜才這樣？</span><span style="font-family: 新細明體; color: black">」眼見民調直直落，府院人士私下建議馬蕭劉，儘管不涉及宗教信仰，還是要為全民祈福。<span> </span></span></p>  <span style="font-family: 新細明體; color: black">&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="font-family: 新細明體; color: black">　</span><span style="font-family: 新細明體; color: red">府院人士透露，其實早在半個月前，天上聖母曾託人傳達訊息，「馬政府只要撐過這三個月，年底後就會撥雲見日。」</span><span style="font-family: 新細明體; color: black">他指出，主要在於二<span>○○</span>八 年對馬劉來說流年較差，福國利民政策不容易短期浮現效果，但只要行得正，上天自然會保佑，「現在民調低、媒體罵，只是黎明前的黑暗。」<br /><font size="4"><br /><strong>根據上述報導我有幾個問題想跟各為看官思考思考？ <br /><br />禮佛後真的三個月後會好嗎？還是要看經濟數據的變化？<br /></strong></font></span><font size="4"><span style="font-family: 新細明體; color: black"><strong>禮佛只是給人民口號，安定人心？</strong></span><br /><span style="font-family: 新細明體; color: black"><strong>國慶文告有說明要如何渡過金融風暴嗎？ <br /></strong></span><span style="font-family: 新細明體; color: black"><strong>或</strong></span><span style="font-family: 新細明體; color: black"><strong>禮佛只在掩人耳目，他已無方法來改善經濟？</strong></span></font><br /><span style="font-family: 新細明體; color: black"><font size="3"><strong><br /><font size="5" color="#ff0000">請問人民生活要如何過下去？</font></strong></font></span>...
		<a class="acontinues" href="http://blog.roodo.com/kmjohn/archives/7354725.html">(繼續閱讀...)</a>
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	<link>http://blog.roodo.com/kmjohn/archives/7354725.html</link>
	<guid>http://blog.roodo.com/kmjohn/archives/7354725.html</guid>
	<category>社會觀察</category>
	<pubDate>Fri, 10 Oct 2008 22:59:37 +0800</pubDate>
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<item>
	<title>恐怖！一個大家要知道的恐怖推論</title>
	<description><![CDATA[
			  恐怖！一個大家要知道的恐怖推論    近日看到下面這一則新聞心中有一股不安和恐怖穆迪降二房評等　只比垃圾好一點國際中心／綜合報導 &nbsp;(2008/08/25 10:13) 美國房市近來一片低迷，最近知名國際信評機構，更對房市未來不樂觀，甚至將房利美以及房地美兩家公司的評價，一口氣調降了5個等級，而且表示未來不排除還會再度降低。   房利美與房地美兩家公司的財務危機，讓美國房市一片低迷，最近國際知名評等機構穆迪更唱衰兩家房貸公司，將房利美與房地美的優先股評等，從原本的A1一口氣調降了5級，來到只比垃圾評級稍微好一點的等級。   投資人與分析師也紛紛唱衰兩房，認為兩家公司的籌資管道愈來愈有限，很有可能會迫使美國財政部實施紓困計畫，因為不到短短3個月，房利美與房地美的股價已經跌掉至少50%。   市場更擔心政府介入後，將使兩房停發股利，首當其衝的就是一些持股較多的地方銀行。穆迪的降級動作，恐怕也會增加銀行業者減記相關資產價值的壓力；不過對於兩家公司的長期債券評等，穆迪依然維持不變，認為擁有大量債券的央行與商業銀行，將可以安全無虞獲得償付。
		]]>
	</description>
	<content:encoded><![CDATA[
			  <h1 align="center">恐怖！一個大家要知道的恐怖推論</h1><br /><br />    <div style="text-align: center"><img src="http://i301.photobucket.com/albums/nn41/kmjohn1227/20080829/255d5f43.jpg" alt="" width="130" height="129" /></div><br /><h1><span style="font-size: 14pt">近日看到下面這一則新聞心中有一股不安和恐怖</span></h1><br /><span style="font-size: 18pt">穆迪降二房評等　只比垃圾好一點</span>國際中心／綜合報導 <span>&nbsp;</span><span>(2008/08/25 10:13)<br /> </span>美國房市近來一片低迷，最近知名國際信評機構，更對房市未來不樂觀，甚至將房利美以及房地美兩家公司的評價，一口氣調降了<span>5</span>個等級，而且表示未來不排除還會再度降低。<span> <br /> <br /> </span>房利美與房地美兩家公司的財務危機，讓美國房市一片低迷，最近國際知名評等機構穆迪更唱衰兩家房貸公司，將房利美與房地美的優先股評等，從原本的<span>A1</span>一口氣調降了<span>5</span>級，來到只比垃圾評級稍微好一點的等級。<span> <br /> <br /> </span>投資人與分析師也紛紛唱衰兩房，認為兩家公司的籌資管道愈來愈有限，很有可能會迫使美國財政部實施紓困計畫，因為不到短短<span>3</span>個月，房利美與房地美的股價已經跌掉至少<span>50%</span>。<span> <br /> <br /> </span>市場更擔心政府介入後，將使兩房停發股利，首當其衝的就是一些持股較多的地方銀行。穆迪的降級動作，恐怕也會增加銀行業者減記相關資產價值的壓力；不過對於兩家公司的長期債券評等，穆迪依然維持不變，認為擁有大量債券的央行與商業銀行，將可以安全無虞獲得償付。
		<a class="acontinues" href="http://blog.roodo.com/kmjohn/archives/7056009.html">(繼續閱讀...)</a>
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	<link>http://blog.roodo.com/kmjohn/archives/7056009.html</link>
	<guid>http://blog.roodo.com/kmjohn/archives/7056009.html</guid>
	<category>社會觀察</category>
	<pubDate>Fri, 29 Aug 2008 22:32:24 +0800</pubDate>
</item>
<item>
	<title>有機會會賺大錢的三種人</title>
	<description><![CDATA[
			有機會會賺大錢的三種人作生意的人有獨門技術的人會投資理財的人你能成為那一種人？
		]]>
	</description>
	<content:encoded><![CDATA[
			<div align="center"><font size="5" color="#3366ff">有機會會賺大錢的三種人<br />作生意的人<br />有獨門技術的人<br />會投資理財的人<br />你<br />能成為那一種人？</font></div>
		
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	<link>http://blog.roodo.com/kmjohn/archives/5796887.html</link>
	<guid>http://blog.roodo.com/kmjohn/archives/5796887.html</guid>
	<category>社會觀察</category>
	<pubDate>Fri, 15 Jun 2007 11:05:26 +0800</pubDate>
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<item>
	<title>人生的現金流量(謀生技術+理財知識、技術)</title>
	<description><![CDATA[
			&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 現在的人最大問題在於活太久，如何在人生漫長過程中獲得快樂、建康、有自尊的生活，於是有&quot;樂活&quot;這個名詞的產生。如何&quot;樂活&quot;就變得很重要，首先要有穩定的現金流量，以確保往後生活的安全，相對的創造現金流量便是十分重要的課題。
		]]>
	</description>
	<content:encoded><![CDATA[
			&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 現在的人最大問題在於活太久，如何在人生漫長過程中獲得快樂、建康、有自尊的生活，於是有&quot;樂活&quot;這個名詞的產生。如何&quot;樂活&quot;就變得很重要，首先要有穩定的現金流量，以確保往後生活的安全，相對的創造現金流量便是十分重要的課題。
		<a class="acontinues" href="http://blog.roodo.com/kmjohn/archives/5796779.html">(繼續閱讀...)</a>
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	<link>http://blog.roodo.com/kmjohn/archives/5796779.html</link>
	<guid>http://blog.roodo.com/kmjohn/archives/5796779.html</guid>
	<category>社會觀察</category>
	<pubDate>Tue, 24 Apr 2007 14:23:06 +0800</pubDate>
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